VyStar Credit Union

SAVINGS & CERTIFICATE RATES
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Account Type Account Balance/
Amount
Dividend
Rate
Annual
Percentage Yield
Effective Date
Primary Savings  
0.50%
0.50%
11/1/2009
Checking  
0.15%
0.15%
11/1/2009
IRA Savings under $2,500
1.49%
1.50%
11/1/2009
$2,500 - $9,999.99
1.49%
1.50%
11/1/2009
$10,000 - $24,999.99
1.54%
1.55%
11/1/2009
$25,000 - $49,999.99
1.59%
1.60%
11/1/2009
$50,000 - $99,999.99
1.74%
1.75%
11/1/2009
$100,000 or greater
1.88%
1.90%
11/1/2009
Money Market less than $2,500
1.00%
1.01%
11/1/2009
$2,500 - $9,999.99
1.00%
1.01%
11/1/2009
$10,000 - $24,999.99
1.09%
1.10%
11/1/2009
$25,000 - $49,999.99
1.19%
1.20%
11/1/2009
$50,000 - $99,999.99
1.24%
1.25%
11/1/2009
$100,000 or greater
1.29%
1.30%
11/1/2009
Health Savings Account under $2,500
1.00%
1.00%
11/1/2009
$2,500 - $9,999.99
1.01%
1.01%
11/1/2009
$10,000 - $24,999.99
1.09%
1.10%
11/1/2009
$25,000 - $49,999.99
1.19%
1.20%
11/1/2009
$50,000 - $99,999.99
1.24%
1.25%
11/1/2009
$100,000 or greater
1.29%
1.30%
11/1/2009
Regular/IRA Certificate - 3 Months under $10,000
1.09%
1.10%
11/18/2009
$10,000 - $24,999.99
1.09%
1.10%
11/18/2009
$25,000 - $49,999.99
1.09%
1.10%
11/18/2009
$50,000 - $99,999.99
1.14%
1.15%
11/18/2009
$100,000 and higher
1.14%
1.15%
11/18/2009
Regular/IRA Certificate - 6 Months under $10,000
1.44%
1.45%
11/18/2009
$10,000 - $24,999.99
1.44%
1.45%
11/18/2009
$25,000 - $49,999.99
1.44%
1.45%
11/18/2009
$50,000 - $99,999.99
1.49%
1.50%
11/18/2009
$100,000 and higher
1.49%
1.50%
11/18/2009
Regular/IRA Certificate - 9 Months under $10,000
1.49%
1.50%
11/18/2009
$10,000 - $24,999.99
1.49%
1.50%
11/18/2009
$25,000 - $49,999.99
1.49%
1.50%
11/18/2009
$50,000 - $99,999.99
1.54%
1.55%
11/18/2009
$100,000 and higher
1.54%
1.55%
11/18/2009
Regular/IRA Certificate - 12 Months under $10,000
1.88%
1.90%
11/18/2009
$10,000 - $24,999.99
1.88%
1.90%
11/18/2009
$25,000 - $49,999.99
1.88%
1.90%
11/18/2009
$50,000 - $99,999.99
1.93%
1.95%
11/18/2009
$100,000 and higher
1.93%
1.95%
11/18/2009
*12 Month Certificate
  VyTeen - Bravo - Achieve

(for qualifying members age 13 to 25)
$100 - $ 2,000 max
1.98%
2.00%
11/18/2009
**Regular/IRA Certificate - 18 Months under $10,000
1.98%
2.00%
11/18/2009
$10,000 - $24,999.99
1.98%
2.00%
11/18/2009
$25,000 - $49,999.99
1.98%
2.00%
11/18/2009
$50,000 - $99,999.99
2.03%
2.05%
11/18/2009
$100,000 and higher
2.03%
2.05%
11/18/2009
Regular/IRA Certificate - 24 Months under $10,000
2.29%
2.31%
11/18/2009
$10,000 - $24,999.99
2.29%
2.31%
11/18/2009
$25,000 - $49,999.99
2.29%
2.31%
11/18/2009
$50,000 - $99,999.99
2.33%
2.36%
11/18/2009
$100,000 and higher
2.33%
2.36%
11/18/2009
Regular/IRA Certificate - 30 Months under $10,000
2.33%
2.36%
11/18/2009
$10,000 - $24,999.99
2.33%
2.36%
11/18/2009
$25,000 - $49,999.99
2.33%
2.36%
11/18/2009
$50,000 - $99,999.99
2.38%
2.41%
11/18/2009
$100,000 and higher
2.38%
2.41%
11/18/2009
Regular/IRA Certificate - 36 Months under $10,000
2.47%
2.50%
11/18/2009
$10,000 - $24,999.99
2.47%
2.50%
11/18/2009
$25,000 - $49,999.99
2.47%
2.50%
11/18/2009
$50,000 - $99,999.99
2.52%
2.55%
11/18/2009
$100,000 and higher
2.52%
2.55%
11/18/2009
Regular/IRA Certificate - 48 Months under $10,000
2.81%
2.85%
11/18/2009
$10,000 - $24,999.99
2.81%
2.85%
11/18/2009
$25,000 - $49,999.99
2.81%
2.85%
11/18/2009
$50,000 - $99,999.99
2.86%
2.90%
11/18/2009
$100,000 and higher
2.86%
2.90%
11/18/2009
Regular/IRA Certificate - 60 Months under $10,000
3.20%
3.25%
11/18/2009
$10,000 - $24,999.99
3.20%
3.25%
11/18/2009
$25,000 - $49,999.99
3.20%
3.25%
11/18/2009
$50,000 - $99,999.99
3.25%
3.30%
11/18/2009
$100,000 and higher
3.25%
3.30%
11/18/2009

 

*12 Month Certificate - VyTeen - Bravo - Achieve. This certificate will allow you to add amounts of $25 or more several times during the 12-month term. Must meet Account criteria, some restrictions may apply.

**18 Month Step-Up Certificate. This adjustable rate certificate will allow you to add amounts of $2,000 or more several times during the 18-month term. You also have the option of increasing your rate (adjustment or step-up made to current 18-month rate and yield) one time before maturity.

Product offers, rates, terms and other information provided herein are subject to change without notice. Due to the occasional inaccessibility to our web site which may be beyond our control, VyStar cannot guarantee the completeness or accuracy of the information provided herein. The information provided to you on our calculators is estimated and provided solely for your interactive enjoyment. The results are not guaranteed to be accurate. To verify current offers and rates, please call 777-6000 or 1-800-445-6289, ext. 3.

Your deposits in VyStar Credit Union are insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA).

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency